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Home Loan Types 2017-10-17T23:15:17+00:00

LOTS OF OPTIONS

The tables below are a high-level overview of the home loan types we offer. We recommend that you review them and consult with your loan officer to determine what best suits your mortgage needs.

Explore Our Unique Loan Programs

One Time Close
HomeStyle Renovation Loan
Reverse Mortgage
1% Down Product

HOME PURCHASE

PROGRAM 10 YEAR 15 YEAR 20 YEAR 25 YEAR 30 YEAR MINIMUM DOWN PAYMENT PROGRAM HIGHLIGHT
FHA x x x x 3.50% Low credit – low down payment
Conventional x x x x x 3% Cheaper mortgage insurance- potentially none at all
USDA Rural Housing x 0% 0% down- very low mortgage insurance
VA x x x x 0% 0% down
State Housing Programs x 0% 0% down. low income, first time homebuyer program

HOME REFINANCE

PROGRAM 10 YEAR 15 YEAR 20 YEAR 25 YEAR 30 YEAR NO APPRAISAL NECESSARY! (CHECK FOR ELIGIBILITY) PROGRAM HIGHLIGHT
FHA x x x x x No income – no appraisal!
Conventional x x x x x Great rate, fast loan!
Du REFI Plus x x x No appraisal requirement – up to 125% LTV
Open Access x x x No appraisal requirement – up to 125% LTV
USDA Rural Housing x x No appriasal requirement – no mortgage insurance
VA x x x x  x No appriasal requirement – no mortgage insurance
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