First Time Home Buyer?


Congratulations, you’re ready to purchase your first home! What is the first step? Home buying can get a little overwhelming so here is what Security Home Mortgage can help you with:

  • Speedy time to close

Did you know that the national average ‘time to close’ was 47 days? We can get you into your first new home in 30 days or less. This is largely due to everything being in-house – also resulting in better customer service.

  • Get the best rates

We honestly care about you at Security Home Mortgage, and we want to be sure that you are getting a good deal and feel confident about your first home loan. With SHM you will get the best rates and lowest processing fees possible! We use the best technology in the industry, making it both simple to use and less expensive. You can get pre-approved, upload documents, sign your application, and get status updates all through our secure online portal.

  • Have every question answered

Want to know what you can afford with your credit score? Have a question on how much you should save for down payments and closing costs? Need help getting pre-approved for a mortgage? Let us help you every step of the way, we have experts at three locations serving all of Utah.  We’re confident you’ll love us, and you can read about others who already love us on our borrower testimonials page.

  • Still have questions?

Explore our home loan types page to view a high-level overview of the home loan types we offer or visit our free online mortgage calculator to calculate your monthly mortgage payment and see how the principal is paid over time. You can also calculate the difference between renting and purchasing a home, how long it will take to ‘break-even’ on a loan, and the additional monthly payment needed to pay off a loan sooner.

With a first home purchase, we want things to be a pleasant and smooth experience, because a home may be the largest investment you will ever make! So let us be your one-stop shop. We will help you get your home financing with ease. All of our set-up, processing, underwriting, and closing staff are all in-house and ready to help through the whole process.