Decisions, Decisions, Decisions…
What matters most to you with your home loan?
- Do you need down payment assistance?
- Do you have concerns about being self-employed?
- Are you currently in or have served in the military?
- Are you a first time home buyer?
- Do you want a 10, 15, 20 or 30 year mortgage?
We have a program that will meet the needs of any situation you are in:
|Program||10 Year||15 Year||20 Year||25 Year||30 Year||Minimum Down Payment||Program Highlight|
|FHA||x||x||x||x||3.50%||Low credit – low down payment|
|Conventional||x||x||x||x||x||5%||Cheaper mortgage insurance- potentially none at all|
|USDA Rural Housing||x||0%||0% down- very low mortgage insurance|
|VA||x||x||x||x||0%||0% down- no mortgage insurance|
|Utah Housing||x||0%||0% down. low income, first time homebuyer program|
|Program||10 Year||15 Year||20 Year||25 Year||30 Year||No Appraisal Necessary! (check for eligibility)||Program Highlight|
|FHA||x||x||x||x||x||No income – no appraisal!|
|Conventional||x||x||x||x||x||Great rate, fast loan!|
|Du REFI Plus||x||x||x||No appraisal requirement – up to 125% LTV|
|Open Access||x||x||x||No appraisal requirement – up to 125% LTV|
|USDA Rural Housing||x||x||No appriasal requirement – no mortgage insurance|
|VA||x||x||x||x||No appriasal requirement – no mortgage insurance|